Auto Accident Insurance, the Nuts and Bolts of Getting the Treatment You Need

Auto accident insurance when you have had an auto accident injury can seem very confusing. Let's take a look at how it works, but please don't hesitate to call the clinic for assistance, we are here to help.

After Your Auto Accident Injury:

After you have been in an auto accident, its natural to be concerned about who foots the bill. In Seattle, the insurance for the driver that was at fault for your accident will be responsible for your medical bills. However, you will actually open a claim with your own auto insurance company, through your Personal Injury Protection (PIP) policy. I know this seems nuts.

What is PIP?

1. PIP is NO-Fault auto insurance coverage for auto accident injury

2. PIP provides medical coverage for auto accident injury

3. The at-fault driver will repay your auto insurance for PIP costs

4. You pay nothing to any of your medical providers when you use PIP coverage

5. Opening a PIP claim WILL NOT raise your rates

Health Insurance:

You do not need to have health insurance in order to have massage care for an auto accident injury! All of your medical bills after a car accident injury are covered by your own auto insurance.

When it comes to an auto accident injury, your health insurance is considered secondary coverage, it is only used if there is no auto accident insurance.

How to Open a PIP claim:

1. Call your auto insurance and let them know you were injured and open a PIP claim

2. Bring this PIP claim number for your massage visit

3. Fill out the PIP application your insurance sends you, and send it back